Good Financial Management - Practical Guide for Homemakers

Good financial management is one of the best things that we can do for ourselves. Today is a perfect time to start fresh with good financial planning and money management that will pay off throughout the year.

Here is some practical guide for homemakers like me. May this help you set up a plan to reach your financial goals and eliminate roadblocks to your success.

1. Check your accounts at financial institutions like banks, credit unions, brokerage firms, credit card companies, etc. and update your contact information to reflect any changes in your mailing, physical and e-mail addresses.

2. Review all your insurance policies and ensure that they are consistent with your insurance needs. Update your coverage, contact information and beneficiaries, if necessary.

3. Check your credit scores and correct any discrepancies reported on your credit report. You may request your free credit report online or request your credit report through mail.

4. Get in the habit of balancing your checkbook and monitoring your financial accounts. This enables you to identify any banking errors and track your spending.

5. Create a budget or review your existing budget. Use this budget to help set and reach financial goals during the year. When it comes to spending your hard-earned money, knowledge is power!

6. It is best to involve your children in your financial planning decisions as a way to teach them about individual responsibility. Good financial management and practices are some of the best lessons we could teach our children. It will encourage them to make wise decisions about saving, spending and setting financial goals, as they grow older.

Motor Trade Insurance Recommendation

Motor trade insurance is a legal requirement for mechanics, car dealers and garage owners in the UK. Motor trade insurance is the only way to ensure that your vehicles are protected especially when you are into dealership. This insurance is very beneficial when an unforeseen accident happens and the monetary loss is huge.

Before deciding for a motor trade insurance policy, it is of utmost importance to know what you need so that you can get the right policy for your vehicle. An insurance provider that deals exclusively with motor trade insurance will be able to explain, in detail, the different kinds of cover that are available to help you make a decision regarding the coverage that you need. It is best to compare the rates of the different providers to make sure that you are getting the maximum coverage at the best prices. Be sure to check out some of the great deals that are available online. However, you must bear in mind that the cheapest quotes are not always the best. In addition, it is important to verify the credibility and reputation of the provider. Customer service provided by the insurance provider is another important aspect.

Take advantage of the right motor trade insurance to meet your individual needs and you will have the confidence of knowing that your vehicles are protected.

Increase Your Google Page Rank

My Google page rank has increased from 0 to 1! It may not be a great figure compared to those who have page rank 10 but at least I have seen some improvement on my personal blog. ;) As you can very well see, my blog is already 27 months old yet I only have page rank 1. From October 2007, you might observe that I only had some serious number of posts starting October 2009. To give you an honest answer, I was not serious about blogging that time because its significance was yet unknown to me and it took me two years to realize it. I don't even know what page rank and search engine rankings mean and how it affects a blog, not until I've seen a friend's blog and discovered how she earns from it.

As a newbie in this vast virtual world called blogosphere, I crave for things unknown to me. To fill my hunger for knowledge, I read articles about blogging, search engine optimization, and how to increase page rank and earning money online; and applied those I think would help improve my page rank. For a newbie like me, an increase in my blog's page rank is already a great achievement. It has paid my efforts in improving my blog. It's like receiving a trophy for a job well done!

You can also improve your blog and increase your page rank with the following steps that have worked well on my blog.
  1. Create feeds through Google Feedburner.
  2. Ping Feedburner.
  3. Submit your content to Google.
  4. Submit your site to Ping Service.
  5. Join other group of bloggers in Entrecard.
  6. Create backlinks.
  7. Improve your blog's content by doing the following:
    • Make sure your page loads in just a few seconds after a click.
    • Create unique description and keyword for each post.
    • Add related articles below each post.
    • Constantly post good content in order to attract more visitors.
Do try these steps and see what wonders it would do to your blog. I would advice you to have patience because these will not improve your search engine rankings and Google page rank overnight. Give your blog some time, let's say, a month or two depending on how diligent and committed you are to your goal.

Increase Your Web Traffic With Entrecard

Entrecard is a free blogging network that helps you increase web traffic, get more readers, and network with other bloggers. After signing up, you place a 125×125 widget on your blog. Other members will visit your site and click the "drop" button on your widget. This is how they network with you. Start networking with other sites as well. Visit other members' sites and click the "drop" button on their widget. The more sites you visit, the more likely they will visit you back. However, there is no assurance that every site you visit will visit you in return. Nevertheless, don't be discouraged with this, the best thing you can do with each visit is to read an article of your interest and share your quality thoughts through their comments box. Be sure to link your name to your site, as this will create a backlink to your site. ;)

Another thing you can get from this network is Entrecard Credits ("EC credits"). You earn EC credits when you visit other members' blogs and when they advertise on your blog. Now, with all the credits you earn, you can use them to promote your website and advertise on other sites within the network. This would eventually increase your website traffic.


Sign up for a free Entrecard account now and become a proud member like me. Observe how your website traffic increases over time.